Kettering Homes with Partially Finished Basement

Welcome to Kettering, Ohio—a vibrant city nestled in Montgomery County, renowned for its rich history, family-friendly atmosphere, and exceptional school district. Kettering City Schools consistently rank among the top in the state, providing students with a robust educational foundation. The district boasts a variety of programs designed to cater to diverse learning needs, ensuring that every child has the opportunity to thrive. With a strong emphasis on academic excellence, extracurricular activities, and community involvement, Kettering schools prepare students for success both in and out of the classroom.

For those considering a move to this charming area, Kettering offers a fantastic selection of homes, including properties featuring partially finished basements. These versatile spaces are perfect for creating additional living areas, playrooms, or even home offices—ideal for adapting to your family's evolving needs. Imagine the possibilities: a cozy movie night in your basement retreat or a vibrant play area for the kids to enjoy.

The real estate market in Kettering is both dynamic and inviting, with homes that cater to various budgets and preferences. With its beautiful tree-lined streets, friendly neighbors, and close proximity to parks, shopping, and dining options, Kettering is more than just a place to live—it's a community where you can truly thrive.

Whether you're a first-time homebuyer or looking to settle down in a welcoming neighborhood, Kettering's homes with partially finished basements offer the perfect blend of comfort, style, and functionality. Discover your dream home in this exceptional city today!

Newest Kettering Homes with Partially Finished Basement

$260,000

4 Beds ⋅ 2 Baths ⋅ 966395 MLS ⋅ Juliet Wenzler

I have been excited to share this adorable Cape Cod in the heart of Kettering, on a large lot with a fenced in back yard. Talk about well maintained! These sellers have taken impeccable care of this home. The location could not be better, walking distance to shops, library, restaurants & parks. Everything has been done for you! Just this year the sellers added insulation in the attic. In 2024 a new garage door was installed. In 2023 the washer & dryer were replaced, and they do convey. New windows were installed upstairs in 2022. In 2018 a new roof was installed on the house and garage and gutter guards were installed. In 2016 the sellers did a complete gut remodel on the kitchen and they added insulation throughout the first floor, new living room windows and front door and the electric panel was upgraded. You have 3 bedrooms on the main floor and 1 upstairs. When the sellers finished the basement, they also added a half bathroom that could be turned into a full bathroom, if desired. Off of the kitchen is a very nice, private deck with a view of the beautiful backyard. Schedule your showing today!

1733 Aero Avenue, Kettering

Courtesy of Juliet Wenzler and eXp Realty

$319,900

3 Beds ⋅ 2 Baths ⋅ 964828 MLS ⋅ Peter Davies

This move-in ready and very charming Cape Cod is tucked away in a secluded West Kettering cul-de-sac, with a lovely backyard and brick paver patio. Highways, shops. hospitals and restaurants are all close by. There are many notable touches made by the current owner, including beautifully refinished wood floors and custom, slatted blinds throughout the house. The main floor includes an elegant living room with gas-log fireplace, open plan dining room, a light-filled family room (could be changed back to a 4th bedroom), a bedroom and full bathroom. A pine paneled addition at the rear of the house offers a year-round bonus room overlooking the backyard. The second floor includes 2 generously sized bedrooms and a remodeled full bathroom. The large basement features a newly carpeted, family rec room, laundry room and loads of storage space that has potential for more finished space.

201 S Pelham Drive, Kettering

Courtesy of Peter Davies and Irongate Inc.

$207,000

2 Beds ⋅ 2 Baths ⋅ 966407 MLS ⋅ Ralph M Mantica

Discover the charm of 516 MONTERAY AVE, a delightful single-family home in Kettering, OH, offering comfortable living across 1032 square feet. This inviting residence features a captivating stone and Aluminum siding facade, complemented by lush, well-maintained landscaping that enhances its curb appeal. A detached garage and a concrete driveway provide convenient parking and additional storage solutions. Inside, hardwood floors extend through the luminous living area, anchored by a classic white brick fireplace, creating an inviting space for relaxation. Archways gracefully connect this area to a cozy, tiled dining space, which offers seamless access to the kitchen. The kitchen is well-appointed with a dishwasher and range, ample counter space, white cabinetry, and a charming nook featuring a bay window. This home includes two comfortable bedrooms, each providing a serene retreat and natural light. The functional full bathroom features a contemporary vanity and a striking backsplash. An unfinished basement presents a versatile space, ready for future customization to suit any need, including a dedicated laundry area with a utility sink. The property boasts a fenced backyard, offering a private outdoor oasis with vibrant green grass, ideal for relaxation or entertaining. This charming home provides a perfect blend of comfort and potential in a desirable Kettering neighborhood. Located close to bus line, UD and town and country. Recent updates include Windows, Electric, Furnace, Central Air sump pump and water lines.

516 Monteray Avenue, Kettering

Courtesy of Ralph M Mantica and Kinzeler Realty, LLC

$419,000

3 Beds ⋅ 3 Baths ⋅ 966160 MLS ⋅ Robert J Jagielski

**Welcome to 4139 Overland Trail!** This beautifully maintained brick ranch offers the perfect combination of classic charm, comfortable one-level living, and numerous updates that make this home truly move-in ready. Major improvements include a **new furnace and A/C in 2026**, **roof replaced in October 2022**, **updated primary bathroom in 2024**, and a **new 40-gallon water heater in 2024**. The main-floor carpet was replaced in 2022, while the refinished hardwood floors add warmth and character throughout the home. The inviting layout features **3 bedrooms and 2 full baths**, along with a comfortable living area highlighted by a fireplace and plenty of natural light. Downstairs, the **finished recreation room provides additional living and entertaining space**, complete with a second fireplace. The basement also offers **ample storage and a dedicated workshop area**, giving you plenty of flexibility for hobbies, projects, or keeping everything organized. Step outside to enjoy the spacious **.34-acre lot**, enclosed by an attractive iron fence installed in 2012. The yard provides plenty of room for outdoor activities, entertaining, gardening, or simply relaxing. The attached **2-car garage** adds everyday convenience and additional storage, with a garage door opener replaced in August 2021. With its classic brick exterior, updated mechanicals, refinished hardwood floors, finished basement, and generous lot, this home offers an excellent opportunity to enjoy a well-cared-for property with many of the major updates already completed. **Don't miss your opportunity to make 4139 Overland Trail your new home! Schedule your private showing today.**

4139 Overland Trail, Kettering

Courtesy of Robert J Jagielski and eXp Realty

$159,900

3 Beds ⋅ 2 Baths ⋅ 966131 MLS ⋅ Crystal Freeman

Welcome to this charming Cape Cod home, offering an empty canvas that is truly ready for your personal vision and TLC. Featuring 3 comfortable bedrooms, 1 bathroom, and a flexible basement with fantastic potential for extra recreation space or an additional bedroom, this home is packed with possibilities. Major big-ticket items are already taken care of with a brand-new roof and a newer HVAC system, plus the added bonus of solar panels to help reduce energy costs. Outside, you'll find a private, fenced-in backyard and a 2-car garage, making this a smart, value-add opportunity just waiting to be brought to life.

1966 Craig Drive, Dayton

Courtesy of Crystal Freeman and Howard Hanna Real Estate Serv

$220,000

3 Beds ⋅ 1 Baths ⋅ 966032 MLS ⋅ Derek Wallbrown

Discover the charm of a classic brick ranch home nestled in a serene suburban neighborhood, offering both comfort and convenience. This delightful residence, boasting an inviting front yard and a private driveway leading to a detached garage, presents an ideal setting for relaxed living. A well-maintained lawn, mature trees, and an ornate security door enhance the home's welcoming curb appeal. Step inside to a well-lit living space, featuring multiple windows that invite abundant natural light, which also tilt-in for convenient cleaning. The combined living space and kitchen provide a seamless flow, perfect for entertaining or quiet evenings. The kitchen features ample dark wood cabinetry along with patterned flooring and a ceiling fan for added comfort. The home offers three comfortable bedrooms, with some showcasing the original hardwood flooring, providing versatile spaces for personalization. A modest entry area transitions smoothly to the lower level, where a spacious, unfinished basement awaits, offering a blank canvas for customization and housing essential home systems. Outside, a spacious backyard retreat beckons with a meticulously manicured lawn and abundant foliage, creating a tranquil oasis. Enjoy outdoor gatherings on the cement patio, or relax inside the gazebo. The detached garage and ample driveway provide generous parking. This residence has created lasting memories for the family who has called it home for the last several decades. It is perfectly situated within walking distance of the park behind it, library, and conveniently located minutes drive from Kettering schools, shopping, and the highway. Taxes are Homestead.

3608 Valleywood Drive, Dayton

Courtesy of Derek Wallbrown and Howard Hanna Real Estate Serv

$184,995

3 Beds ⋅ 2 Baths ⋅ 965042 MLS ⋅ Ryan Ingram

Storybook curb appeal meets everyday comfort at 1340 Melrose Ave — a charming Cape Cod bungalow set on a deep, tree-shaded lot in one of Dayton's most beloved 45409 neighborhoods, Hills & Dales. A covered front porch with scalloped trim and classic blue shutters welcomes you home, framed by a manicured lawn and fresh landscaping. Inside, original character shines through graceful arched doorways and crisp white wainscoting, while an open flow connects the living room, dining area, and kitchen — bright, easy, and made for gathering. The kitchen offers white cabinetry and a tiled floor, and a comfortable main-level bedroom is filled with natural light from dual windows. Upstairs, a versatile finished level under charming sloped ceilings makes an ideal second bedroom, home office, or bonus retreat. Out back, a raised wood deck overlooks a fully fenced yard shaded by mature trees — the perfect spot to relax or entertain. Minutes to the Hills & Dales Park, Blueberry Cafe, Community Golf course, Dayton Country Club, the University of Dayton, and downtown, this move-in-ready gem won't last long. Schedule your showing today!

1340 Melrose Avenue, Dayton

Courtesy of Ryan Ingram and Proper Management LLC

$239,900

4 Beds ⋅ 3 Baths ⋅ 964248 MLS ⋅ Chelsea Ragon

Welcome home to 2413 Olson Dr, a charming solid brick-and-vinyl ranch nestled in the highly desirable Rosewood Gardens neighborhood of Kettering. Offering four spacious bedrooms and three bathrooms (2 full and 1 half) across 1,356 square feet of comfortable living space, this home blends classic mid-century structure with exciting modern updates and plenty of space! It is the perfect opportunity for anyone looking to customize a solid home in a fantastic location. Step inside to find a spacious floor plan that is primed and ready for your personal touch. The home has been prepped for its next chapter, as most of the old carpeting has been completely removed exposing hardwood, to leave a clean slate, making it incredibly easy for you to install your dream flooring from day one. You will also enjoy absolute peace of mind and comfort with a brand-new central air conditioning unit, ensuring the entire home stays perfectly cool during the warm summer months. The main level features a massive primary bedroom alongside three additional bedrooms, providing plenty of room for a growing family, guests, or a dedicated home office. Downstairs, the full, partially finished walk-out basement offers massive potential for a recreation room, home gym, or workshop, complete with direct access to the outdoors via added egress windows. Outside, the property has a fully fenced backyard perfect for pets and play, a cozy patio for morning coffee, and a detached one-car garage with extra storage space. Ideally located in the top-rated Kettering School District, this property is just minutes away from local schools, parks, shopping, and dining. Whether you are an investor looking for a high-yield property or a homebuyer eager to customize a space to match your unique style, this home is an absolute must-see. Schedule your private showing today!

2413 Olson Drive, Kettering

Courtesy of Chelsea Ragon and Coldwell Banker Heritage

$269,900

3 Beds ⋅ 2 Baths ⋅ 963801 MLS ⋅ Robert C Rait

Take a look at this updated home with brand new bathrooms and kitchen complete with island. New appliances stay. Huge open living room/dining room area perfect for entertaining. Huge main bedroom on 1st floor and 2 good sized bedrooms upstairs. Lower level has a full bath and fresh paint on walls and ceilings that is ready for extra living space. Some storage rooms in addition to laundry room help provide ample room for all your stored items. 2 car detached garage in the back yard adds to this beautiful home. See it today!

2759 Rushland Drive, Kettering

Courtesy of Robert C Rait and Comey & Shepherd REALTORS

$269,000

3 Beds ⋅ 1 Baths ⋅ 963712 MLS ⋅ Tanza Everding

Save money every month without sacrificing comfort! This well-maintained brick ranch offers the perfect combination of updates, location, and energy efficiency in the desirable Kettering School District. Featuring 3 bedrooms and a full bath with dual sinks, this home showcases beautiful real hardwood floors throughout the main level. The mostly finished basement offers a huge recreation and entertainment space, making it the perfect spot for movie nights, game days, a playroom, home gym, or hobby area, while still providing plenty of storage. Step outside to enjoy the private, fully fenced backyard complete with a spacious patio, perfect for entertaining, relaxing, or letting pets play. An attached one-car garage and newer two-car driveway provide ample parking. The standout feature? Solar panels installed in 2023! The current owners have not had an AES electric bill since June 2024, providing exceptional monthly savings. Even better, if the power goes out, you will have full electricity during daylight hours. You'll also love the unbeatable location within walking distance of the YMCA, Ernst Park, Irelan Park, St. Charles, and Club Marinole. Additional updates include replacement windows (2024), basement waterproofing and sump pump (2020), new two-car driveway (2023), and much more. Be sure to review the attached list of improvements—this move-in-ready home is one you won't want to miss! Transferable warranty for the solar panels to the new owner!

1124 Rio Lane, Kettering

Courtesy of Tanza Everding and Howard Hanna Real Estate Serv

$220,000

3 Beds ⋅ 1 Baths ⋅ 963011 MLS ⋅ Andrew Gaydosh

Charming brick Cape Cod in desirable West Kettering featuring 3 bedrooms and 1.5 baths. The bright living room welcomes you inside, while new carpet throughout the main level (2026) gives the home a fresh, updated feel. The spacious upstairs bedroom offers privacy and flexibility for a primary suite, office, or hobby room. A large enclosed rear porch adds valuable living space and is the perfect spot to relax or entertain. The full basement provides excellent storage and the potential for additional finished living area. A detached garage and recent updates, including a new roof on both the house and garage (2024), add peace of mind. Conveniently located near shopping, parks, restaurants, and major highways for an easy commute.

1424 Bowman Avenue, Kettering

Courtesy of Andrew Gaydosh and eXp Realty

$290,000

4 Beds ⋅ 3 Baths ⋅ 963170 MLS ⋅ Terri D'Andrea

BEAUTIFUL Cape Cod in an excellent KETTERING location. This home offers over 2,500 total sq ft with a huge primary owner's en-suite that encompasses the upper level. The 4th bedroom noted is currently being used as a dressing room/walk-in closet for the upper-level suite, though may easily be utilized as a nursery or 4th bedroom. Many updates throughout; huge fenced rear yard; covered patio; loads of storage options; quaint living/sitting room with fireplace PLUS a huge family room with built-in bar/rec space in the finished basement. The pool table and bar stools will remain for your enjoyment when you make this home yours! This functional home could accommodate your multi-generational living needs or suit your entertainment-of-friends-and-family desires. This super Kettering location near schools, shopping, restaurants, employment centers, and entertainment options is a real plus....The Fraze and The Greene are nearby!

605 Lamont Drive, Kettering

Courtesy of Terri D'Andrea and Keller Williams Community Part

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